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Dept consolidating new jersey

In addition, a tax clearance certificate may be required if the surviving business is not currently registered or is not an authorized domestic corporation.

The forms for merger/consolidation transactions may be downloaded. Given the complex nature of these transactions, you may wish to have an attorney draft these forms.

There is a fee for the credit check and property search.

Before submitting a merger or consolidation filing request, click on the appropriate tab below to review the check list that applies to your planned filing.

If you are considering a Chapter 13 bankruptcy to keep your home you might want to first pursue the debt consolidation option.

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There really are two types of debt consolidation loans, one that is secured by equity in your home and one that is not.You may also be able to lower your cost of credit and improve your financial circumstances by consolidating your debt through a second mortgage or a home equity line of credit. This option is especially important to consider if you have more equity in your home than you are allowed to protect with your New Jersey home exemption.If you have more equity in your home than can be protected with your New Jersey home exemption you will either have to surrender you home under a Chapter 7 bankruptcy or, if you want to keep your home, create a payment plan under a Chapter 13 bankruptcy.(see New Jersey Exemptions) With a debt consolidation loan that is not secured by your home a company simply loans you money to pay off your debt.You make one monthly payment to the consolidation company and they take care of the debt with your creditors. If you can’t make the payments-or if the payments are late-you could lose your home.The National Tax Association is the preeminent organization for scholars and professionals dedicated to advancing the theory and practice of public finance, including public taxing, spending and borrowing. Professor Joe Hughes made a Fellow of the Wharton Financial Institutions...Rutgers University economist and banking expert Joe Hughes has been made a Fellow of the Wharton Financial Institutions Center.Additional information concerning this type of transaction may be obtained by calling (609) 292-9292.Debt consolidation is nothing more than a simple and affordable payment plan that helps to fix your financial problems.By providing your information, you consent and request to be contacted by Credit Guard and/or our member(s) to your phone, cell phone, email, text/SMS, and through the use of pre-recorded messages and automated dialing technology at the number(s) listed above even if your number provided on the form above is on a State, National or Corporate Do Not Call List.You are not required to purchase any goods and/or services.


  1. Find out the debt relief options and specific laws in New Jersey covering consumer debts and how your rights as a consumer is protected.

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